Direction for Your Insurance Claim Since 1988

Direction for Your Insurance Claim Since 1988

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Photo Credit: Annemarie Comes

Trained, Trusted, and Experienced Public Adjusters that LIVE, WORK, and PLAY in ARIZONA.

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Dependable Source for Professional Claims Assistance

Brown‑O'Haver, LLC serves as an advocate to policyholders in the state of Arizona. We go above and beyond to make sure the individuals, families, and businesses we serve get the benefits they have paid for in their policy.

What is a Public Adjuster?

The State of Arizona licenses adjusters to represent the interests of the public to help level the playing field of the claims process. Public Adjusters act as advocates and guides during the process of a claim and assist in providing the documentation and detail of your claim. The Public Adjuster's goal is to provide assurance that the policyholder receives the benefits of the policy and that all of the property damages they have sustained are addressed according to the terms and conditions of the policy.

Public Adjusters know the laws, policy language, and nuances of claims handling. We handle fire, flood, wind, and other damage claims everyday, and give direction to the claim in order to help avoid mistakes that may be costly to your claim. We work to maximize your recovery from the policy you have paid for.

Why Work With Us?

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Experienced and Trained

Our personnel is skilled in understanding the terms and conditions that are what makes up your policy.  The fine print, the exceptions, the hidden coverages, and the benefits of the paragraphs, clauses, exclusions, exemptions, and other critical details in an insurance policy are what can make or break a claim.

Excellent Service

We have been exceeding client expectations since 1988, applying more than 34 years of experience to best serve policyholders right here in Arizona.  We have been around for a long time, and make Arizona our home.  We are not here today and gone tomorrow.

Numerous References

We pride ourselves in the recommendations from prior clients who have trusted us to help them along the way.  We cannot list them all, but you can see comments from many of our prior clients here!

Association and Standards

Our professionals are members of the National Association of Public Insurance Adjusters (NAPIA) and adhere to its standards of conduct.

Why Work With Us?

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Training and Experience

Our personnel is skilled in understanding paragraphs, clauses, exclusions, exemptions, and other critical details in an insurance policy.

Excellent Service

We have been exceeding client expectations since 1998, applying more than 34 years of experience to best serve policyholders in Arizona.

Numerous References

See comments from our prior clients!

Association and Standards

Our professionals are members of the National Association of Public Insurance Adjusters (NAPIA) and adhere to its standards of conduct.

Providing direction and helping you navigate your claims

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Professional Affiliations

A long record of accreditation and membership in each of these organizations 

  • National Association of Public Insurance Adjusters (NAPIA)
  • Better Business Bureau (BBB)

 

Seasoned Industry Specialist

Dan Larsen is a licensed and Certified Professional Public Adjuster (CPPA) who provides thorough and detailed service to our clients throughout Arizona.

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Professional Affiliations

We run our business in compliance with the ethics and code of standards of professional organizations within our industry. These bodies include the following:

  • National Association of Public Insurance Adjusters (NAPIA)
  • Better Business Bureau (BBB)

Seasoned Industry Specialist

Dan Larsen is a licensed and certified senior public adjuster who provides thorough service to our clients. He also speaks Spanish and uses this skill to assist Spanish‑speaking individuals in our locale.

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Areas of Specialty

Our goal is to relieve you of the tedious documentation processes involved in resolving claims with your insurance company. That is why we offer services focused on the following:

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Fire Damage

Helping home and business owners recover from the destruction and damage caused by fires, doing so by documenting the full measure of damages from fire, smoke, and water.

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Wind & Storm Damage

Strong desert weather can wreak havoc on property. Documenting the damages is key.

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Theft & Vandalism

These claims can be difficult to document. We help guide you through the process toward a successful resolution for when you are the victim of these crimes.

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Water & Flood Damage

There are nuances and characteristics of coverage that many insurers are manipulating to deny coverage for most of these claims. We can help in most cases.

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Loss of Business Income

Documenting your loss of income to your business can be challenging and requires extensive accounting and financial records that are carefully reviewed to illustrate your loss.

Get Started Today

For more information on our services, right here in Arizona, contact us and tell us about your claim situation.

Client Testimonials